Education loan , also known as student loan, provides great convenience to both the student and those who bear the expenses of the student. People who use this loan have a great advantage especially in meeting their expenses during their education life. Almost every bank includes education loans within the scope of general purpose loans. The reason for this is to create an alternative to government supported education loans and to offer this alternative to the person in the most appropriate way. Also known as student loan or education loan, this loan is given by many banks today.

What is Education Loan?

Banks that give loans to the student generally give this credit type as education loan or student loan. This type of loan is given under the name of consumer loans in almost every bank and the consumer loan is included in the consumer or consumer grouping. It is possible to reach education loan by choosing these options. Thanks to this loan, the student can cover both the tuition fee for the school and other expenses.

Requirements of Education Loan

The question of what is education loan is usually examined under general loan. You may not find a special title in this type of loan. Generally, consumer loans nowadays find changes in the face of customers’ demands. Now, regardless of the title, everything that is named under the name of need is credited. Education is one of them. In addition, it is imperative for the person to undertake research before he / she can carry out the cash support he / she will receive under the name of education loan with the most favorable interest conditions and the most appropriate payment plan.

How to Get Education Loan?

Education loan, also known as student consumer loan, is a type of loan that is given in order to meet the expenses of the education life in cash. Unlike other loans, it is possible to see more flexible payment conditions and favorable interests. The number of banks giving education loans is increasing day by day. While some banks prefer to open a special title under the name of education loan, some banks continue to provide education loans under the name of general purpose loan. Interest-free.

You can get detailed information about fixed interest and flexible payment conditions from bank branches.

Agricultural support given to meet different needs of agricultural workers. After you select the most appropriate agricultural loans from can make your application from the nearest bank branch.

• Agricultural activities
• Have coverage
• Producing agricultural products or services

People can do it. Anyone with a farmer certificate can easily benefit from agricultural equipment and other agricultural loans. Application conditions and required documents may differ depending on the type of agricultural loan and the amount requested.

Agricultural Loan Interest Rates?

Agriculture lending interest rate varies depending on the loan amount and types of loans. Usually it has a fixed or lower interest rates on agricultural loans to farmers in the framework of the agricultural support policies.

• Vehicles with a sales value of up to 25 thousand dollars
• Payment schedule according to the harvest date
• From low interest options

Operators. Combine harvester, tractor etc. Quite low interest rates apply for equipment other than large agricultural vehicles. While determining the payment terms of these loans, the earnings status of farmers are also taken into consideration.

Agricultural Loan Calculator?

Agricultural production and equipment needs for the solution of the loans you can benefit from agriculture and animal husbandry. Different service and application conditions are offered to farmers according to the usage area of ​​agricultural loan. Agriculture loan payments and interest rates are still calculating the status of farmers to credit and withdraw features are effective. farmer loans also include grants and fixed interest support loans;

• Young farmer loan – up to 30 thousand USD grant,
• Three times the amount of support credit
• 10% interest rate

It is presented. With the young farmer loan, it is aimed for young people to participate in agricultural activities. Young farmers who want to increase their knowledge and skills about agricultural production activities can benefit from this loan and grant support. To benefit from the young farmer loan, an application must be made.

What are the Required Documents and Conditions?

The first condition required for the application of agricultural loans to the bank; is actively engaged in agricultural activities or proving that it will deal with it. Many different types of agricultural loans can be selected according to the farmers’ fields of activity.

• Birth certificate
• Balance sheet and income statement for the last years
• Farmer’s certificate or equivalent
• Documents promoting agricultural activity (taboo registration, rental agreement, etc.)
• Credit guarantee documents

It is sufficient to apply for agricultural loans. Different documents from you by the agricultural credit bank officials during the application can be requested. If they want to purchase agricultural land situated in the demand for loans under this credit who want, also can use the loans to buy adjacent land, regardless of whether the shareholding.

Having mortgaged consumer loans has become quite easy today. The most important reason for this is that people apply to banks related to most financial problems they face in daily life. This intense demand for the bank made it possible to provide faster cash support services to the user, such as consumer loans. Therefore, every type of consumer loan can be consumed quickly for citizens. In order to benefit from the mortgage loan service provided by many banks, you must learn some conditions and comply with them.

What are the Advantages of Mortgage Requirement Loans?

Mortgage loan has different features than consumer loan. Mortgage loan is basically the general name of consumer loans in return for a guarantee provided by the customer. The guarantee shown to have this loan can be of different types. The biggest difference of the mortgage loan than the normal loan is the loan amount. With the general purpose loan, customers only receive a low amount of loan, while a mortgage loan with a large amount of loan. Although this comparison can be made in general terms, the mortgage loan calculation can be made and the net mortgage loan amount that customers can receive can be determined. Citizens who want to make this calculation should definitely contact the bank to which they are a customer.

In order to have a mortgage loan from the bank to which it is a customer, customers must first learn the conditions that this bank has requested for the mortgage loan. Then, with the help of the experts working in this bank, he must confirm what he wants to show as collateral. As a result of the application he will make later, he may have a mortgage loan in a short time.

What are the Requirements for Owning a Home Mortgage Requirement Loan?

Owning a home mortgage loan is a bit more troublesome than having a normal loan. Banks are looking for more conditions than other types of loans to provide customers with home mortgage loan. Knowing and fulfilling these conditions is necessary to have a home mortgage loan. These conditions are:

• In order to get a home mortgage loan , the house you will use as collateral should be used as a residence in the land registry. The areas used as workplace, warehouse, garage cannot be used for home mortgage loan.
• The maturity period granted for home mortgage consumer loans is 48 months at most. However, if the reason for using the house, which is shown as a guarantee, is education or home renovation, this period can be extended to 120 months legally.
• The house whose guarantee is given for the home mortgage loan must be in the name of the applicant.
• If your loan application is successful, the experts sent by the bank to which you are a customer determine the value of your home. Later, 50% to 80% of this value is given credit.
• During the home mortgage loan, 5% of the amount received is taken by the bank as a transaction expense.
• The loan amount you will receive under the home mortgage loan may be more than the loan you will receive under the housing loan. For this reason, it is generally preferred by citizens who need large amounts of support.

How to Get a Car Mortgage Personal Loan?

Having a mortgage with a car is not frequently preferred among mortgage loans. In this type of loan, you can have a loan determined by the bank by showing your zero or second hand vehicles as collateral. The vehicle mortgage loan can also be used for the purchase of zero or second-hand vehicles. Citizens who want to obtain a vehicle mortgage loan cannot get as much support as home mortgage loan as a result of this transaction.

The amount of car mortgage loan that each bank offers to its customers differs. In addition, the value of the vehicle you show as a collateral for having a loan is also very effective on the loan amount you will receive. All these parameters are evaluated and an optimum loan amount is determined.